Questions + Answers

Find comfort in Final Expense Life Insurance

It’s not unusual to have questions about final expense life insurance. Below are some of the most frequently asked questions we receive, along with answers.

funeral expense questions
Is $2000 enough for Funeral Expenses

Your widow will need much more money to cover funeral expenses. Sometimes we don’t pass away in the comfort of your home. Death can come from an auto accident or a stroke in a nursing home. The average cost for final expenses is over $6,000. This plan is for funeral expenses only. Leave your savings alone. That money will be needed by your widow.

Is my plan still valid if I move to another state?

Yes, as long as your premiums are current, your burial insurance plan will remain in effect no matter where you live. Your plan is good world-wide.

Will a plan pay for a plot in my home country?

Yes. The average cost for the cemetery expenses is about $1,100.00 and this plan is good anywhere in the world.

I already have a cemetery plot, how will this plan help me?

You have already taken care of one-third of the total expenses. Your burial insurance plan will take care of the rest, including the funeral services and all miscellaneous expenses at the cemetery.

Will my premium ever increase?

No, as long as premiums are kept current. Your plan will remain the same for the life of the policy.

Can my policy be canceled?

Yes, but only for non-payment of premiums. It is important the funds be available in order to avoid a lapse in the policy.

How much do plans cost?

The final expense life insurance premium depends on the age and the medical condition of the insured. You will be asked just a few health questions. No medical exam will be required.

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