Questions + Answers
Find comfort in Final Expense Life Insurance
It’s not unusual to have questions about final expense life insurance. Below are some of the most frequently asked questions we receive, along with answers.
Your widow will need much more money to cover funeral expenses. Sometimes we don’t pass away in the comfort of your home. Death can come from an auto accident or a stroke in a nursing home. The average cost for final expenses is over $6,000. This plan is for funeral expenses only. Leave your savings alone. That money will be needed by your widow.
Yes, as long as your premiums are current, it will remain in affect no matter where you live. Your plan is good world-wide.
Yes. The average cost for the cemetery expenses is about $1,100.00 and this plan is good anywhere in the world.
You have already taken care of one-third of the total expenses. The plan will take care of the rest, including the funeral services and all miscellaneous expenses at the cemetery.
No, as long as premiums are kept current. Your plan will remain the same for the life of the policy.
Yes, but only for non-payment of premiums. It is important the funds be available in order to avoid a lapse in the policy.
The premium depends on the age and the medical condition of the insured. You will be asked just a few health questions. No medical exam will be required.