A Family Owned Final Expense Insurance Agency in California
A business that feels like a family
Over the last 30 years, Golden Memorial Insurance has worked hand in hand with Lincoln Heritage Life Insurance Company to become the nationÔÇÖs leading Burial Insurance Agency. This legacy started with the dream of our Founder Ray Barragan Sr. and has continued through the hard work and dedication of his children Ray Barragan, Jr., Ann Marie Barragan and Andrew Barragan. As a group, we strive harder than any other final expense insurance agency to provide the absolute best customer service in the insurance industry. Our motto is: ÔÇ£Take care of those, who take care of you.ÔÇØ Each and every day, we are committed to serving you and our many valued customers.
Join the GM Nation Family
Your golden opportunity for a lifelong career
Come and be a part of GM Nation, where we’ll show you why becoming a Golden Memorial Insurance agent is your golden opportunity to a life-changing career. We will provide you with the training, mentorship and opportunities you need to earn limitless growth and earning potential as a Final Expense Insurance Agent.
Family Owned and Operated Final Expense Insurance Agency
Golden Memorial Insurance grew from founder Ray Barragan Sr.’s work in final expense insurance and remains led by members of the Barragan family. Headquartered in Chowchilla, California, the agency works with Lincoln Heritage Life Insurance Company and supports policyholders and agents across the states listed on its website.
English and Spanish Language Support
Founder Ray Barragan Sr. was raised in a Mexican-American family and made English- and Spanish-language insurance information part of Golden Memorial’s outreach. Families may request bilingual assistance when discussing final expense coverage, application questions, and funeral-planning resources. Language availability should be confirmed when scheduling an appointment.
Community Involvement & Central Valley Support
Golden Memorial Insurance is rooted in California’s Central Valley. Following the legacy of founder Ray Barragan Sr., the Barragan family and Golden Memorial have supported local schools, youth sports, community programs, and healthcare initiatives across Madera County and the San Joaquin Valley, giving back to the agricultural communities that helped build the agency.
Community Involvement & Central Valley Giving
Golden Memorial believes that business success is inseparable from community service. Through the philanthropic legacy established by Ray Barragan Sr., our agency actively supports healthcare, educational, and athletic programs throughout the Central Valley and San Benito County:
- The Barragan Family Diabetes Center: Established at Hazel Hawkins Memorial Hospital in Hollister to expand specialized diabetes education and treatment for local families.
- Ray Barragan Memorial Stadium: Anzar High School’s athletic field in San Benito County, dedicated in honor of Ray Sr.’s tireless advocacy for youth sports and education.
- Madera & San Joaquin Valley Youth Support: Annual sponsorship of local youth athletics, scholarships, and family assistance programs across Chowchilla and Madera County.
About Golden Memorial Insurance FAQ
How long has Golden Memorial Insurance been in business?
Over 30 years. Ray Barragan Sr. came into insurance in 1978 and began working with Lincoln Heritage in 1987; the agency he built has produced more than $130 million over its first 23 years and nearly $300 million in the last decade, growing by more than 450%.
Is Golden Memorial still family-owned and operated?
Yes. The agency was founded by Ray Barragan Sr. and is still led by the Barragan family, with Ray Barragan Jr. as President after his father’s passing, with Ann Marie Barragan and Andrew Barragan serving as Super Regional Managers. Ray Sr.’s story, from a garlic plant in Gilroy to building one of the nation’s largest final expense agencies, is on our founder page.
Which states is Golden Memorial licensed in?
Sixteen states: California, Arizona, Colorado, Nevada, Oregon, New Mexico, Texas, Florida, Illinois, Virginia, Wisconsin, Idaho, Utah, Montana, Hawaii and Alaska. The plan is available to people 85 or younger and is not available in New York. Coverage is underwritten by Lincoln Heritage Life Insurance Company.
Does the agency give back to the community?
It has for decades, following Ray Barragan Sr.’s example. The Barragan family and Golden Memorial have supported local schools, youth sports, community programs and healthcare initiatives across Madera County and the San Joaquin Valley, including the Barragan Family Diabetes Center at Hazel Hawkins Memorial Hospital, and a high-school football field in San Benito County dedicated in Ray Sr.’s honor after years of his coaching and donating equipment.
How many agents work with Golden Memorial?
More than 2,200 agents work under the Golden Memorial umbrella nationwide, supported by regional and district managers, with training and mentorship for people starting out in the business. If you are considering a career in final expense insurance, our careers page explains how the program works.
A Family-Operated Final Expense Insurance Agency
Golden Memorial Insurance grew from founder Ray Barragan Sr.'s work in final expense insurance and remains led by members of the Barragan family. Headquartered in Chowchilla, California, the agency works with Lincoln Heritage Life Insurance Company and supports policyholders and agents across the states listed on its website.
English- and Spanish-Language Support
Founder Ray Barragan Sr. was raised in a Mexican-American family and made English- and Spanish-language insurance information part of Golden Memorial's outreach. Families may request bilingual assistance when discussing final expense coverage, application questions, and funeral-planning resources. Language availability should be confirmed when scheduling an appointment.