The Plan 2018-01-16T21:40:51+00:00

The Golden Memorial Plan

Underwritten by Lincoln Heritage

If you’ve ever had a loved one pass away, you know that it’s an overwhelming experience. During an emotional and grievous time, you’re forced to find a funeral home, a cemetery and make countless decisions. Those who are grieving often overspend if they don’t have a plan to guide them. Protect your loved ones from added stress during a difficult time with The Golden Memorial Plan, underwritten by Lincoln Heritage.

Rates Never Increase

The same low monthly rate you start at is the same rate you’ll pay for the life of the policy.

Paid within 24 Hours

Simple as that. No other life insurance company can make this promise.

No Physical Exam

Your insurance coverage is based on the information you provide in the application.

Comfortable Range

Protection from $1,000 to $20,000. You decide how much you need and can comfortably afford.

Affordable Payments

We want you to have peace of mind, which why we offer affordable monthly payments to all customers.

Builds Cash Value

After a certain amount of time you policy builds cash and loan value every year.

Family or Individual Protection

The protection that fits your needs

A final expense life insurance plan pays cash for funeral and other expenses anywhere in the world and is accepted by funeral directors everywhere. Your plan can include an accidental death benefit up to $100,000*. We know that accidents strike suddenly and unexpectedly. In the event of an accidental death, this amount would be paid to your beneficiary in addition to your final expense life insurance.

Areas

California, Arizona, Nevada, Oregon, Washington, New Mexico, Texas, Florida, Illinois, Virginia, Wisconsin, Idaho, Utah, Montana, Hawaii, Alaska

Ages

Final expense: 0 – 85

Modified: 0-85

20-Pay: 0-80

Family Support Services

FCGS saved policyholder families over $13 million on funeral costs last year

When a policyholder passes away – we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.

  • When you enroll for Funeral Advantage insurance coverage, you can also decide the style of funeral you want…a 2-page final wishes form makes it fast and simple.
  • FCGS keeps your wishes safe and secure on file
  • Your loved ones get a 24-hour toll-free service number to call in time of need
  • FCGS immediately goes into action – comparing up to 3 different funeral homes to find the best price available
  • Families save an average of $1,800 on traditional funerals and up to $600 on cremation

The FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.

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